Water: Fed FUNDS
Small Business Administration Office of Disaster Assistance Loans
- Overview of
- FEMA Public
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- EPA State
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The Small Business Administration's (SBA) Office of Disaster Assistance can provide low-interest, long-term loans to businesses and private non-profits of all sizes following a disaster. This includes infrastructure assistance to private for-profit and private non-profit drinking water and wastewater utilities to return infrastructure to its pre-disaster operability. These subsidized loans may be offered at below-market rates for a term of up to 30 years. The Small Business Administration can provide two types of disaster loans to qualified small businesses and private non-profits:
- Business Physical Disaster Loans (PDF) (2 pp, 70K, About PDF) are for the repair or replacement of disaster-damaged property, including inventory, and supplies. For more information, visit SBA's Business Physical Disaster Loans Web page.
- Economic Injury Disaster Loans (PDF) (1 pg, 58K, About PDF) aid small businesses and most private non-profits that have suffered substantial economic injury (regardless of physical damage) and are in a declared disaster area. The Economic Injury Disaster Loan is a working capital loan and cannot be used to repair, replace or purchase physical assets. For more information, visit SBA's Economic Injury Disaster Loans Web page.